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  • Is Buying Gold a Good Investment?

  • Birthstone

Is Buying Gold a Good Investment?

Gold was considered a universal currency for hundreds of years. Due to its recognized value worldwide, a gold standard was used as far back as the Byzantine Empire over 1,500 years ago. Until 1944, in fact, gold was used as the world reserve currency. But when it comes to India, gold is a solid investment cause gold does not carry much risk, as we hardly see deflation in the real sense. Even when the official figures, were showing negative inflation (deflation) during the last year, the actual prices of food items were increasing. This was reflected in the gold prices too. Gold is a solid investment even in terms of liquidity, compared to all other investments. At any time of the day and any day gold can literally be converted to cash. Banks would give you a jewellery loan and so would your friendly neighbourhood pawn shop. The global gold value remains unaffected by local political chaos. The demand of gold may go up or down but it never ends. Gold is a good way to diversify an investor’s portfolio because it moves inversely to stock and currency value. High liquidity and universality of gold make it a favoured choice for investors across the globe. It can be cashed easily and it is accepted as a mode of payment and security worldwide. There’s a finite supply of gold in the world, which creates exponential price rises when demand increases. Production cannot simply rise to meet an increased demand, so the supply/demand dynamic naturally drives prices higher. This also reduces the risk of devaluation, as lower prices then quickly attract more, new demand, which will once again fuel price increases. In its physical form, the holder has no risk to any counterparty. This is particularly relevant in today’s new financial world, where money is no longer even safe in a bank account. It also avoids the counterparty exposure that exists with investments in gold stocks, futures and options In fact, many gold investors and collectors take great pride in their coin portfolios, often preserving them within their families for several generations. This habit also contributes to a limited market supply, once again affecting gold’s value!

Birthstones

A birthstone is a gemstone that represents a person's month of birth. Birthstones are often worn as jewellery and as pendants. Attributable to gemstones of precious variety, birthstones encapsulate certain natural properties. Irrespective of various correlations, in general, they bring good luck and fortune.

January

Garnet, the birthstone of January is thought to keep the wearer safe during travel. symbolizes peace, prosperity and good health. Some say it even has the power to give the wearer eternal happiness, health, and wealth.

February

Amethyst, the birthstone of February is often associated with qualities of peace, courage, and stability. The gemstone Amethyst is also used to heal personal grief and losses. Amethyst is a beneficial stone when dealing with matters related to money or any legal issues.

March

Aquamarine, the birthstone of March was thought to cure heart, liver, and stomach diseases and all one had to do was to drink the water in which the gem had been soaking. Early sailors believed that aquamarine talismans, etched with the likeness of the sea god Neptune, protected them against ocean dangers and travels.

April

Diamond, the birthstone of April, is a symbol of everlasting love, was once thought to bring courage. In Sanskrit, the diamond is called “vajra,” which also means lightning; in Hindu mythology, Vajra was the weapon of Indra, the king of gods.

May

Emerald, the birthstone of May has thought that emeralds signify wisdom, growth, and patience. Helps to reduce fear and anxiety also Good for marital happiness and fidelity.

June

Pearl, the birthstone of June is thought to Serve to overcome unrest, tension and enhance mental power. It has long been a symbol of purity. The ancient Greeks believed that pearls were the hardened tears of joy from Aphrodite, the goddess of love.

July

Ruby, the birthstone of July is associated with Warding off evil influences, protective in nature and adds to the vitality.  It is still regarded by ancient Hindus as the “king of gems.” It was believed to protect its wearer from evil. Today, the ruby’s deep-red color signifies love and passion.

August

Peridot, the birthstone of August is generally associated with Enhancing power, pelf, influence and serves to cure asthma. When set in gold, this gem was said to protect the wearer from nightmares.

September

Sapphire, which was once thought to guard against evil and poisoning. Also known to Enhancing knowledge, purity, wisdom, Protects against enemies and Serving to cure eye ailment and depression.

October

Opal, symbolizes faithfulness, confidence, creatively attuned, Rids depression and adds to the dynamism and strengthens memory. The word comes from the Latin opalus, meaning “precious jewel.” Necklaces with opals set in them were worn to repel evil and to protect eyesight.

November

Topaz, though to add to the clarity of thought and judgment also Helps to overcome depression. topaz symbolizes love and affection. It is believed to give the wearer increased strength and intellect.

December

Turquoise is regarded as a love charm. It is also a symbol of good fortune and success, and it is believed to relax the mind and to protect its wearer from harm. Turquoise rings, in particular, are thought to keep away evil spirits.

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